Address: 1398 W. Herndon Ave Suite 205

Fresno, CA 93704

Call: 559-234-4921

Email: [email protected]

Home Loan Inquiry Form

Get a Head Start on your Home Loan Journey!

Filling out this quick form helps us better understand your needs so we can offer personalized guidance. 

The form only takes a few minutes and saves us both time in getting you the best guidance & loan options!

Let’s get started!

Primary Contact Info

*Must be 18+ to Apply

I Consent to Receive SMS Notifications, Alerts & Occasional Marketing Communication from company. Message frequency varies. Message & data rates may apply. Text HELP to (559) 234-4921 for assistance. You can reply STOP to unsubscribe at any time.

Before We Continue...

To provide accurate recommendations, we’ll need details about the applicant(s), including:

✅ Marital Status

✅ Current Living Arrangements

✅ Credit & Debt Information
✅ Income & Employment Details
✅ Assets Overview
✅ Owned Real Estate

✅ Existing Mortgage Information (if any)

Loan Applicant Contact Info

*Must be 18+ to Apply

Please Enter the Divorce Date or Estimated Date the Divorce will be Finalized

Please enter the date the Divorce was finalized. If it hasn't been finalized, enter the estimated date of when it will be finalized. If they haven't filed, enter the date they will be filing for Divorce.

Because California is a community property state, spouses have legal rights to property acquired during the marriage.

If the borrower is going through an unfinished divorce or if the spouse does not wish to be part of the loan process, the non-applying spouse may still need to be involved.

The spouse may need to sign a quit claim deed & in some cases, agree to a credit check. Certain loan programs require the spouse's debts to be included in the borrower’s debt-to-income ratio, even if the Non-Purchasing Spouse is not applying.

List all Debts Solely in the Loan Applicant's Spouse's Name. Include the Total Balance Owed and Monthly Payments for Each Obligation.

List all Debts the Loan Applicant Owes Jointly with their Spouse. Include the Total Balance Owed & Monthly Payments for Each Obligation.

Debt includes Credit Cards, Personal Loans, Auto Loans, Student Loans or any Other Installment Loans. Existing Mortgages including all Housing Costs like Property Taxes, HOA, Insurance. Child & Spousal Support. Taxes & Legal Obligations. Liens, Judgements, Bankruptcy Repayments & Any Other Major Financial Commitments.
Debt includes Credit Cards, Personal Loans, Auto Loans, Student Loans or any Other Installment Loans. Existing Mortgages including all Housing Costs like Property Taxes, HOA, Insurance. Child & Spousal Support. Taxes & Legal Obligations. Liens, Judgements, Bankruptcy Repayments & Any Other Major Financial Commitments.
Debt includes Credit Cards, Personal Loans, Auto Loans, Student Loans or any Other Installment Loans. Existing Mortgages including all Housing Costs like Property Taxes, HOA, Insurance. Child & Spousal Support. Taxes & Legal Obligations. Liens, Judgements, Bankruptcy Repayments & Any Other Major Financial Commitments.

When will the 12th Monthly Payment be Made on Loan Applicant's Co-Signed Debt?

Debt includes Credit Cards, Personal Loans, Auto Loans, Student Loans or any Other Installment Loans. Existing Mortgages including all Housing Costs like Property Taxes, HOA, Insurance. Child & Spousal Support. Taxes & Legal Obligations. Liens, Judgements, Bankruptcy Repayments & Any Other Major Financial Commitments.
$

Please List The Primary Address They Own

What Date did the Loan Applicant Start Working as a Self Employed Individual or 1099 Contractor?

$
Enter $0 if there were no profits last year.
$
Enter $0 if there were no profits the prior year.
$
$
$
$
Enter $0 if no earnings were made last year with current employer.
$
Enter $0 if no earnings were made the prior year with current employer.
If the Loan Applicant Does Not Have a Full 24 Months of Consistent Work History, Please go as far as the Loan Applicant has Worked.
$
$
Enter $0 if no earnings were made last year from their part time job.
$
Enter $0 if no earnings were made the prior year from their part time job.
$
$

When is the Loan Applicant's Expected or Estimated Return Date?

$
$
Enter $0 if you entered this info in the employment earnings section earlier.
$
Enter $0 if you entered this info in the employment earnings section earlier or if no earnings were made last year from their seasonal job.
$
Enter $0 if you entered this info in the employment earnings section earlier or if no earnings were made the year prior from their seasonal job.
$
$
Enter $0 if no earnings were made last year.
$
Enter $0 if no earnings were made the prior year.
$
$

Before We Continue...

To provide accurate recommendations, we’ll need details about the applicant(s), including:

✅ Marital Status

✅ Current Living Arrangements

✅ Credit & Debt Information
✅ Income & Employment Details
✅ Assets Overview
✅ Owned Real Estate

✅ Existing Mortgage Information (if any)

Secondary Borrower Contact Info

*Must be 18+ to Apply
Please enter the date the Divorce was finalized. If it hasn't been finalized, enter the estimated date of when it will be finalized. If they haven't filed, enter the date they will be filing for Divorce.

Because California is a community property state, spouses have legal rights to property acquired during the marriage.

If the borrower is going through an unfinished divorce or if the spouse does not wish to be part of the loan process, the non-applying spouse may still need to be involved.

The spouse may need to sign a quit claim deed & in some cases, agree to a credit check. Certain loan programs require the spouse's debts to be included in the borrower’s debt-to-income ratio, even if the Non-Purchasing Spouse is not applying.

Debt includes Credit Cards, Personal Loans, Auto Loans, Student Loans or any Other Installment Loans. Existing Mortgages including all Housing Costs like Property Taxes, HOA, Insurance. Child & Spousal Support. Taxes & Legal Obligations. Liens, Judgements, Bankruptcy Repayments & Any Other Major Financial Commitments.
Debt includes Credit Cards, Personal Loans, Auto Loans, Student Loans or any Other Installment Loans. Existing Mortgages including all Housing Costs like Property Taxes, HOA, Insurance. Child & Spousal Support. Taxes & Legal Obligations. Liens, Judgements, Bankruptcy Repayments & Any Other Major Financial Commitments.

When will the 12th Monthly Payment be Made on Secondary Borrower's Co-Signed Debt?

Debt includes Credit Cards, Personal Loans, Auto Loans, Student Loans or any Other Installment Loans. Existing Mortgages including all Housing Costs like Property Taxes, HOA, Insurance. Child & Spousal Support. Taxes & Legal Obligations. Liens, Judgements, Bankruptcy Repayments & Any Other Major Financial Commitments.
$

What is the Expected Date of the Secondary Borrower's 12th Rent Payment?

What Date did the Secondary Borrower Start Working as a Self Employed Individual or 1099 Contractor?

$
Enter $0 if there were no profits last year.
$
Enter $0 if there were no profits the prior year.
$
$
$
$
Enter $0 if no earnings were made the prior year with current employer.
$
Enter $0 if no earnings were made the prior year with current employer.
If the Loan Applicant Does Not Have a Full 24 Months of Consistent Work History, Please go as far as the Loan Applicant has Worked.
$
$
Enter $0 if no earnings were made last year from their part time job.
$
Enter $0 if no earnings were made the prior year from their part time job.
$
$
$
$
Enter $0 if you entered this info in the employment earnings section earlier.
$
Enter $0 if you entered this info in the employment earnings section earlier or if no earnings were made last year from their seasonal job.
$
Enter $0 if you entered this info in the employment earnings section earlier or if no earnings were made the year prior from their seasonal job.
$
$
Enter $0 if no earnings were made last year.
$
Enter $0 if no earnings were made last year.
$
$

Before We Continue...

To provide accurate recommendations, we’ll need details about the applicant(s), including:

✅ Marital Status

✅ Current Living Arrangements

✅ Credit & Debt Information
✅ Income & Employment Details
✅ Assets Overview
✅ Owned Real Estate

✅ Existing Mortgage Information (if any)

Co-Borrower Contact Info

*Must be 18+ to Apply
Debt includes Credit Cards, Personal Loans, Auto Loans, Student Loans or any Other Installment Loans. Existing Mortgages including all Housing Costs like Property Taxes, HOA, Insurance. Child & Spousal Support. Taxes & Legal Obligations. Liens, Judgements, Bankruptcy Repayments & Any Other Major Financial Commitments.
$

What Date did the Co-Borrower Start Working as a Self Employed Individual or 1099 Contractor?

$
$
$
$
$
$
Enter $0 if no earnings were made the prior year with current employer.
$
Enter $0 if no earnings were made the prior year with current employer.
If the Loan Applicant Does Not Have a Full 24 Months of Consistent Work History, Please go as far as the Loan Applicant has Worked.
$
$
Enter $0 if no earnings were made last year from their part time job.
$
Enter $0 if no earnings were made the prior year from their part time job.

When is the Co-Borrower Expected to Complete their Education or Training Program?

$
$
$
$
Enter $0 if you entered this info in the employment earnings section earlier.
$
Enter $0 if you entered this info in the employment earnings section earlier or if no earnings were made last year from their seasonal job.
$
Enter $0 if you entered this info in the employment earnings section earlier or if no earnings were made the year prior from their seasonal job.
$
$
Enter $0 if no earnings were made last year.
$
Enter $0 if no earnings were made last year.
$
$

Please Enter the Divorce Date or Estimated Date the Divorce will be Finalized

Please enter the date the Divorce was finalized. If it hasn't been finalized, enter the estimated date of when it will be finalized. If you haven't filed, enter the date you will be filing for Divorce.

Because California is a community property state, spouses have legal rights to property acquired during the marriage.

If the borrower is going through an unfinished divorce or if the spouse does not wish to be part of the loan process, the non-applying spouse may still need to be involved.

The spouse may need to sign a quit claim deed & in some cases, agree to a credit check. Certain loan programs require the spouse's debts to be included in the borrower’s debt-to-income ratio, even if the Non-Purchasing Spouse is not applying.

Debt includes Credit Cards, Personal Loans, Auto Loans, Student Loans or any Other Installment Loans. Existing Mortgages including all Housing Costs like Property Taxes, HOA, Insurance. Child & Spousal Support. Taxes & Legal Obligations. Liens, Judgements, Bankruptcy Repayments & Any Other Major Financial Commitments.
Debt includes Credit Cards, Personal Loans, Auto Loans, Student Loans or any Other Installment Loans. Existing Mortgages including all Housing Costs like Property Taxes, HOA, Insurance. Child & Spousal Support. Taxes & Legal Obligations. Liens, Judgements, Bankruptcy Repayments & Any Other Major Financial Commitments.
Debt includes Credit Cards, Personal Loans, Auto Loans, Student Loans or any Other Installment Loans. Existing Mortgages including all Housing Costs like Property Taxes, HOA, Insurance. Child & Spousal Support. Taxes & Legal Obligations. Liens, Judgements, Bankruptcy Repayments & Any Other Major Financial Commitments.
Debt includes Credit Cards, Personal Loans, Auto Loans, Student Loans or any Other Installment Loans. Existing Mortgages including all Housing Costs like Property Taxes, HOA, Insurance. Child & Spousal Support. Taxes & Legal Obligations. Liens, Judgements, Bankruptcy Repayments & Any Other Major Financial Commitments.

When will the 12th Monthly Payment be Made on the Co-Signed Debt?

Debt includes Credit Cards, Personal Loans, Auto Loans, Student Loans or any Other Installment Loans. Existing Mortgages including all Housing Costs like Property Taxes, HOA, Insurance. Child & Spousal Support. Taxes & Legal Obligations. Liens, Judgements, Bankruptcy Repayments & Any Other Major Financial Commitments.
$

When will you be Completing the 12th Rent Payment?

What Date did You Start Working as a Self Employed Individual or 1099 Contractor?

$
Enter $0 if there were no profits last year.
$
Enter $0 if there were no profits the prior year.
$
$
$
$
Enter $0 if no earnings were made last year with current employer.
$
Enter $0 if no earnings were made the prior year with current employer.
If Your Don't Have a Full 24 Months of Consistent Work History, Please go as far as you have Worked.
$
$
Enter $0 if no earnings were made last year from your part time job.
$
Enter $0 if no earnings were made the year prior from your part time job.

When Are You Expected to Complete Your Education or Training Program?

$
$

When is Your Expected or Estimated Return Date?

$
$
Enter $0 if you entered this info in the employment earnings section earlier.
$
Enter $0 if you entered this info in the employment earnings section earlier or if no earnings were made last year from your seasonal job.
$
Enter $0 if you entered this info in the employment earnings section earlier or if no earnings were made the year prior from your seasonal job.
$
$
Enter $0 if no earnings were made last year.
$
Enter $0 if no earnings were made the prior year.
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Buyer's Real Estate Agent Contact Info

Contact Info

Address

Western Pioneer Financial

1398 W. Herndon Ave. Suite 205

Fresno, CA 93711

Phone: (559) 234-6921

Email: [email protected]

Marisol Espinoza | Loan Officer

NMLS 1379977 | Licensed in CA

Western Pioneer Financial

Company NMLS 223688 | Licensed in Multiple States

Strategic Lending for Limitless Growth.
Built on Trust, Driven by Results.

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All rights reserved.